---
title: Raising Finance | Branta
description: Raising finance for SMEs, including refinance, growth funding and complex situations. Branta helps structure and deliver funding that actually completes.
---

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Raising Finance

# When funding becomes difficult, generic advice stops working

Raising finance for an SME is rarely straightforward.

Sometimes it’s growth. Sometimes it’s refinance. Sometimes it’s fixing a situation that has already started to drift.

Branta helps you structure the right funding and get it over the line — especially when it’s not a clean, vanilla deal.

[Discuss your situation](https://www.branta.co.uk/contact?hsLang=en)

## Most funding problems are not solved by sending an application to a lender

Many businesses approach funding through their bank or a broker and expect a simple process.

That works — until something doesn’t fit policy.

- historic issues on the file
- complex group structures
- cash pressure or timing constraints
- multiple facilities that need restructuring

At that point, funding becomes a commercial problem — not just a product search.

## We don’t just introduce lenders — we make deals fundable

### Structure first

We understand the full picture before engaging lenders.

### Right lenders

We engage lenders who can think commercially.

### Credible narrative

We present the situation properly, addressing real risks.

### Execution

We manage the process through to completion.

## Typical situations

- Refinance where a lender is exiting
- Growth or working capital funding
- Acquisition finance
- Complex group or shareholder structures
- Recovering declined deals

## Relevant case studies

Examples of how we’ve supported clients in funding and refinance situations.

### [£3.8m funding secured in a distressed situation Business had less than three months of runway and required urgent funding and lender engagement. **Outcome:** Funding secured and business stabilised](https://www.branta.co.uk/case-studies/project-xenon?hsLang=en)

### [Refinance delivered after lender rejection Deal stalled due to insolvency association and policy constraints. **Outcome:** Facilities secured across multiple properties](https://www.branta.co.uk/case-studies/complex-refinance?hsLang=en)

[View all case studies](https://www.branta.co.uk/case-studies?hsLang=en)

## Not sure what funding route is realistic?

If the position is unclear, a Strategic Options Review can help you understand what lenders are likely to support — and what to do next.

[Start with a Strategic Options Review](https://www.branta.co.uk/strategic-options-review?hsLang=en)

## This is not volume brokerage

Many brokers rely on volume — sending deals out widely and seeing what sticks.

That works for straightforward situations.

It breaks down when structure and judgement matter.

We focus on fewer situations and take responsibility for getting them done properly.

## How we typically work

Most engagements combine a modest retainer with a success fee aligned to outcome.

This reflects the work required to structure, position and execute funding properly.

In some cases, particularly advisory-led work, we may structure this differently.

We explain this clearly upfront so you know exactly how the engagement will work.

[See how we typically structure fees](https://www.branta.co.uk/fees?hsLang=en)

## If funding is becoming difficult, it’s worth speaking early

The earlier a situation is understood, the more options are usually available.

A short conversation can quickly clarify what is realistic and what to do next.

[Book a call](https://www.branta.co.uk/contact?hsLang=en)

**Branta**

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